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Todd McCauley

The Most Common Question in Real Estate

June 30, 2011 Shortlink

What is the most common question in real estate right now? I bet you can guess it, even if you don’t know anything about real estate. That’s right. You got it. By far the most common question I get as a Boise real estate agent is, “How did you get to be so smart?” Actually, I’ve never had that question and, in fact, have received the opposite question on many occasions. The real question I get all the time is “Has the market hit bottom yet?”

Conventional Loan or FHA? The Choice is not so Clear Cut Anymore

June 5, 2011 Shortlink

As a full time Boise real estate agent over the past six years, I can attest that finding the right home is a picnic compared to getting your loan approved. Without question, my clients have shed more tears and I’ve pulled out a lot more hair over loan issues than real estate issues.

The 411 on Short Sales and Why They Are a Better Option Than Foreclosure

June 2, 2011 Shortlink

There are a number of things to consider when purchasing a home. Usually homeowners have to take out a large mortgage and are required to make monthly payments back to the lender. If the homeowner cannot pay those payments, then the home can literally be seized and taken away from the homeowner.

Is there life after short sale?

May 6, 2011 Shortlink

It is easy to feel discouraged when you deal with short sales. I’ve been there before myself. There are a few phases that come along with the “short sale blues”.