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We got Hacked Again

By 3RealEstate on February 21, 2012 in

If you think we haven’t done anything in the last week, you’re wrong. We just lost the data as we got hacked again. Our latest backup was from a week ago.

Hackers are the scum of the earth. They waste thousands of hours of our lives.

I wish I had a good article to post here about how to avoid hacks, but I don’t. The different web host you use does make a difference, but it seems that even the good hosts have vulnerabilities once in a while.

Hopefully this will be our last post on getting hacked…. We have the bulletproof security WP plugin installed and hopefully that will do the trick.

 

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Advice for Buying Beachfront Houses

By Maria on February 10, 2012 in

A beach house is an investment. It may sound like a luxurious purchase and yes it is. But as an investment, it does not happen every year. As a second home, you can have it rented out during summer or as a venue for special occasion. A beach house, just like any other type of second home, can be just a plain vacation house, a retirement home and a rental property. If you are excited to have your own vacation house in the beach, this article if for you.

1. Consider different factors before buying one like the housing market condition, weather, and rental demands – when choosing a location for your beach house. These factors will make sure that your beach house is a good investment. Check the area or the neighborhood and find out about the rental demand especially during the holidays or special occasions. The existence of a state celebration or the beach’s popularity can contribute to the probability that your beach house will be rented the whole year.

2. Rental fee may not be able to cope up with the beach house expenses like the monthly mortgage so count everything in. Know how much money you have so you can find a beach house that fits your budget. In your calculation, include the insurance, mortgage, maintenance, tax, and other fees necessary to maintain it. Ask a real estate agent regarding your plans of buying a beach house and turning in into an investment.

3. The type of beach house will largely determine the the expenses that you will incur for the mortgage, maintenance, development and so on. You may consider buying a beach condo because you can have more rental spaces and maintenance is not that hard because the occupant will have to do it. Think about what kind of beach house would it be – a beachfront or an off-beach one. Beachfront houses are more expensive compared to off-beach ones.

4. First time home buyer, even the second timers need a real estate agent to guide him/her all through out the transaction – from finding the best beach house and mortgage to closing the deal. The agent will help you find the type of beach house that you need, the mortgage that fits your budget, the location that booms and so on. You may consider the one recommended by some friends, but don’t forget to conduct an interview to make sure of his/her experience, training and expertise are in line with your plans to buying a beach house

You can invest in condominiums, Baltimore Multi Family Homes and foreclosures. You want an investment that can last and safe for your and your future occupants. As soon as you find the beach house that you want and like, have a specialist to inspect the beach house. Hire a geological surveyor to inspect the property making sure that it is stable. Don’t be shy to ask some questions regarding the effect of storms or even tides to the property. Remember that aside from beach homes, you have other types of homes to choose from.

Planning to buy a home as an investment? Take a look at Arvada Home Listings. for other property options aside from beach homes. Also, see single family houses, townhouses, lofts, condominiums, and a whole more at Aurora Home Listings for more property options and real estate information.

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San Diego MLS Will Require Listing Agent Contact Info on IDX Feeds

By 3RealEstate on February 9, 2012 in

Get This… Sandicor, the MLS for San Diego California is going to start forcing real estate agents with IDX feeds to display the names, and contact information, of the listing agents on their IDX websites. This is a huge step in the wrong direction when it comes to the world of internet marketing.

1) What is the incentive to create a website which is useful to potential home buyers?

For realtors who have created websites of real estate in San Diego and have listed home listings on it, they have done so in hopes that home shoppers will call them up to ask questions.  They put the time and energy into their site so that they can receive the benefit.  That’s not selfish, it’s just business – create a product to receive revenue from it.

But now their incentive is lost because potential home buyers may never contact them.  They instead will contact the phone number which is required on every listing “This home is listed by so and so and such and such phone number.”

2) Do Listing Agents Really Have to Double Side Things?

One of the reasons why you go to a realtor to purchase a home is that you feel they are going to go to mat for you.

When a realtor has to side with both you and the seller, you have no idea if you are going to end up getting somebody who has your best interest in mind.

A listing agent should be satisfied with the fact that they have listed the home and they will get their commission for that (and in San Diego, that is frequently enough commission to live off of for a year, do they really need to double that?)

3) The Market Has Changed

This simply sounds like an attempt from lobbyists hired by old school listing agents to stay relevant in a market that is changing.  Because they are to stubborn to make useful websites themselves or understand technology, they have to force their names where it does not belong.

The market has moved to the online world.  This is not 1992 anymore, this is 2012.  If you can not take the time to understand the basics of advertising to your target audience (via creating a relevant website), then you don’t belong in it.  Listing brokers and agents do not need better exposure, they just need to keep listing homes.

Solution

Drop the listing agent information from the MLS listing.  It does not belong there.  Instead, if a listing agent wants to become a buyers agent have them learn how to advertise their own homes or hire somebody who can do it for them – but everybody else on the world wide web does not need to become their free advertiser.

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Lease Purchase Disadvantages

By Kelly on February 9, 2012 in

Rent-to-own agreements if properly crafted are very effective in enabling people to buy a home without any problem of financing or paying for down payments.  If you are considering rent-to-own and heard only the good side of the story then carefully evaluate the cons of the process before you make any decision.  You can’t just leap to the cliff without looking down.  Never compromise your ‘yes’ especially if there are some terms and conditions that you don’t understand or agree with.  To strengthen your decision whether to buy or not to buy, here are the disadvantages of RTO:

Higher Cost – A house that would have been purchased at $300,000 could have a price of $340,000 after a one-year-rent-to-own agreement and even higher at the end of a two-year agreement.

Higher Payments – The monthly rent you pay under a rent-to-own agreement is higher than the rent you pay under a normal rent agreement.  The main reason for the higher rent is the fact that you are both paying for the space and for the ‘option to buy’ the property at the end of the set lease period. 

Possible Eviction – An eviction may occur even when a single payment is missed.  In short, the seller will forfeit the money intended for down payment because of a single missed payment.

Cancellation of the Contract – RTO agreements don’t have the option for an event where the property is transferred to a third party, or if the seller meets an accident or death. Although insurance can cover payments in case something bad happens to the renter, but the seller may be justified in terminating the RTO agreement without having to refund the renter’s money.

The rent-to-own agreement is a wonderful option for families who are having a hard time applying for a mortgage loan in order to purchase their own house, but at the same time it is also risky.  If you think you are not yet ready, think carefully if you can adhere to the terms.  Most individuals dreamed of owning a Mesa Arizona Real Estate property, but in some reasons cannot give up renting yet.  Good news! Rent to own with its lease-option-contract can make your dream of buying a home possible.  Simply visit Real Estate Potomac Maryland for buying advantages.

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Charleston SC Oceanfront

By Kelly on February 9, 2012 in

 

Charleston could possibly get bigger and bigger and their industries are going better. There are so many residential communities that you can choose from if you are planning to buy a property there and one of the best real estates of the place is the Charleston Houses. This is the best residential community in Charleston, not just because of the houses and other features that they offer but they are well-known because of their waterfront homes. Charleston is among the broadly used places within the United States and individuals really desire to own a genuine estate within the beautiful a part of America. Charleston South Carolina is two times the size of the Charleston West Virginia that’s why you will find lots of places that you could visit, enjoy and explore. Lots of people look for property within Charleston South Carolina four times compared to West Virginia as this is among the most breathtaking, unique seaside metropolitan areas on the planet.

 

 

This is a bustling city that continues to remain for its strong economic advantage because of its one of kind ports in the United States. This is really the perfect place where people wish to be, a location you could enjoy each day. Charleston Houses is not just a typical residential community that you just understood they have so plenty of items to offer to suit your needs. They have Charleston SC Oceanfront that is much modernized and stylish one. They’ve single family detached houses it really implies that these houses share no walls with the other houses. These are essentials traditional home that you simply think about whenever you think about a home. They have multi-family homes which are situated in residential areas but are also allowed to have multiple separate living areas within the same house that are designed for different families. These homes have separate entry ways, multi-family dwellings typically fall into duplex, triplex and fourplex category. Condos are among the great ways to purchase specifically for individuals who’re searching for a brief term spot to live like a starter home and for individuals who’re searching to reduce obligations on property. If you want to invest, this is actually the right factor for you personally because lots of people at this time are searching for rent. Townhomes will also be great options in buying a house when you’re searching for methods to make reduced monthly obligations. Most of these houses offer amenities including tennis, open space, pools far more. There is also luxury houses, waterfront houses, house foreclosures, short sales and HUD. Everything that you’d like and wish will be here so visit now and luxuriate in your home shopping.

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Home Maintenance and Some Tips

By Mark on February 9, 2012 in ,

In buying our own home, we should know that it is our duty to maintain it. It is really inevitable that we maintain our home, so we should make sure that we do everything to care for it. Prevention is always better than cure, just as what we always believe in. Nobody wants to wake up one day only to find out that their home is falling apart because they didn’t maintain it. I could give you some idea on how are you going to maintain your home hassle-free.

 

If we know how are we going to use some creative tools and we have some common sense, maintaining our home can be no sweat. We don’t need an advanced knowledge though we need a little background. We should always remember that we need some preventive measures as well.

 

First tip is to have a can of WD40 handy and a roll of painter’s tape. It could be helpful if we want to move something on our home but we can’t, this could really be helpful. Another thing, if there is something moving and we want that thing to stick we can use some of it.

 

It is important that we polish our furniture once a month, not only our furniture but our doors or walls just as long as it is wood. Nowadays, we are just lucky that there are already lots of wood polish that are being sold in the supermarkets. Those would speed up the cleaning process in our home.

 

It is imperative that we store dishwashing liquid soap. That could be useful, in washing our dishes and cleaning any dirt, may it be in sink. Actually, if we know how are we going to combine this with the exact amount of water, we can use this as cleaner on our rug, on our jewelry, or as a bathroom cleanser.

 

Last tip that I can give is to have a monthly or weekly schedule of cleaning the whole home. You might want to include cleaning the air conditioner, ovens, coffee makers and some of the cooking appliances in the weekly schedule. You will benefit in doing this for you might have the chance to check if those appliances are in good condition or not. You can also include cleaning the glass windows.

 

It is not always easy to do home maintenance especially if you are a busy person. It would take a lot of effort and time. That is an important thing to do. We just have to give ourselves time for us to accomplish this.

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22nd Annual Lowcountry Blues Bash

By 3RealEstate on February 8, 2012 in

Want to market real estate?  Follow locals on Twitter.  That way when a good article comes along (such as this one), you’ll be able to get the word out quickly and easily.  Not to mention, you’ve got a world of news outlets right at your fingertips – this helps you accurately blog about anything you want to.

Looking for something fun to do?  Head down to the Low Country and check out the twenty second Lowcountry Blues Bash.  This event whic lasts over 4 days has 25 different venues, and over 100 shows.  There are more blues here than what you can possibly absorb in just 24, 48, or even a hundred hours.  So head on down right now – the events started today!

This is just one of the many great things that local residents of Charleston, SC get to enjoy.

The 22nd AnnualLowcountry Blues Bash

February 8-21, 2012

Metro Charleston, South Carolina

14 days, 25 venues, 59 acts, 100 shows

Many free & all-ages performances

Blues day & night

via 22nd Annual Lowcountry Blues Bash.

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What Should I Consider Before Becoming A Landlord?

By Maria on February 7, 2012 in

It nice to rent a place where the landlord is someone whom you can trust. And when you are on th lookout for some homes to rent, you don’t just find the prettiest one and immediately pay the landlord. There are many things to consider before you choose the property that you would like to rent. When renting a property, it is important to check or inspect the property first. Landlords, in this case, should be ready answering the questions of his/her potential tenants.

When looking for a house to rent, you will somehow try to look for as many properties as possible to be able to compare prices and benefits. While searching for the right one, ask a few questions to the landlord and as you get more serious with the transaction, serious questions should also be asked to the landlord to know whether or not you should really sign the lease. On the landlord’s part, s/he should consider a few things that most people know about buying over renting.

Some people find it awkward to ask about the rental fee. A person looking for a home to rent should not be ashamed to ask anything regarding the rental fee. S/he should also ask about when the rental fee is usually due, the mode of payment, the penalties and other issues pertaining to paying rent.

This area points the specific period for which a lease agreement is active. Is there any contract or just in a month to month basis? After the contract is finish, is there any renewal? Are there options available after the renewal?

Take note of the terms regarding the return of each security deposit as well as conditions that will more likely forfeit your security deposit. Aside from the rent, you also need to know the deposit fees and all other fees associated with the rental fee.

Utilities mean the lighting, water and heat that you will consume in the rental property. Inquire about the average cost of utilities as well as prior bills of previous renters, as well as seasonal ranges in utility during winter and summer. So, don’t forget to ask what utilities are included in the rental fee.

Examples of amenities are additional features that can enhance the desirability of Broomfield CO Homes, like parking lot, clubhouse, playhouse, 24-hour security and so on. Ask about any additional fee when a certain feature is used.

A good landlord be responsive to all your queries. If they get irritated from your questions, then you might have a problem with them in case a disagreement arise. Aside from the rental fees, deposit fees, amenities and utilities, a renter must also consider asking some questions about the landlord. Sometimes you have that wonderful or not so good feeling about someone and it is best to mull over about your intuition. You might try to observe them while they answer your questions.

Are you ready to be a landlord? Just like in buying Stafford Virginia homes for sale, tenants also have the right to ask questions about the rental property. In the case that you have to buy instead of renting, consider visiting Crosby TX homes for more property options.

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curhomes – See You Are Home! Finding the right home for you, and the information you need to know to get the best real estate in the best location.

By Kirk on February 3, 2012 in
http://onlywire.com/r/69300550
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Short Sale Risks

By Maria on February 1, 2012 in

Although a short sale is an alternative to foreclosure, it is loaded with risks that can ruin an investor’s business and jeopardize a homeowner’s plan. As an alternative procedure that rescues a homeowner who can no longer afford to pay for their mortgage payments, there are things that you can do to avoid these pitfalls like being familiar with the things that can go wrong in a short sale procedure.

Since short sales can take time like two to six months, there might be delays especially when it comes to approval. Some homeowners don’t expect to be approved in this situation. Thus, time is the first adversary of both investors and home owners. One major reason that lenders decline offers is the low offer. Thus, as a homeowner you have to make a counter offer or increase your offer price.

The damage on your score is another major risk to consider. Credit damage in a short sale is not that severe compared to a foreclosure. Your FICO score can go down around 75-125 points and your record will just have a pre-foreclosure in redemption, a report which is not as bad as a foreclosure. Like foreclosures, short selling your property can hurt you in the future. Even if it will allows you to save cash in the quick term, you will not be competent for a new house loans for minimum a calendar year and a 50 percent that still depends on your credit document and payments.

Time lines are significant in a short sale proceeding. Accordingly, upon authorization from the lender banks will give a specific period within which sellers or homeowners should ready their financing and therefore close the deal.

Short sales can’t be approved overnight. Again, it takes time before a short sale can be approved so it is important that sellers are informed with the time lines and necessary procedures involved in a short sale. Lenders need to know the seller’s financial difficulty that forced them to stop making payments. In this case, sellers’ or homeowners’ need to pass a statement of hardship or a hardship letters, along with their proof of income, bank statements, etc., that explains their financial difficulty.

It takes time before a short sale can be approved. In this case, it is important that sellers are educated with the time lines and necessary procedures involved in a short sale. Likewise, real estate agents know that home buyers may back out especially if they notice problems to the Potomac Real Estate property. Thus, it is important that Realtor give buyers time to inspect the property so they know where their money is going.

Ensure your transaction with these simple steps before short selling Virginia real estate. Be aware of the things that can go wrong before you short sale Salt Lake Utah Homes to ensure a calm and undisturbed transaction.

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