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	<title>Real Estate Internet Marketing Solutions &#187; Real Estate Investing</title>
	<atom:link href="http://3realestate.com/tag/real-estate-investing/feed/" rel="self" type="application/rss+xml" />
	<link>http://3realestate.com</link>
	<description>Real Estate Marketing Solutions</description>
	<lastBuildDate>Thu, 09 Feb 2012 23:42:48 +0000</lastBuildDate>
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		<title>Preparing Your Home for Winter</title>
		<link>http://3realestate.com/2012/01/12/preparing-your-home-for-winter/</link>
		<comments>http://3realestate.com/2012/01/12/preparing-your-home-for-winter/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:23:45 +0000</pubDate>
		<dc:creator>Mark</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Houses]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[property selling]]></category>
		<category><![CDATA[winter property selling]]></category>

		<guid isPermaLink="false">http://3realestate.com/?p=2669</guid>
		<description><![CDATA[Home buyers who are looking for homes for sale in Littleton Colorado to buy and invest in especially during the holidays are looking for properties that are priced well and fairly.&#160; However, take note of the reality that selling a &#8230; <a href="http://3realestate.com/2012/01/12/preparing-your-home-for-winter/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Home buyers who are looking for <a href="http://homesforsaledenverco.com/littleton-home-listings/" target="_blank">homes for sale in Littleton Colorado</a> to buy and invest in especially during the holidays are looking for properties that are priced well and fairly.&nbsp; However, take note of the reality that selling a property especially during the holidays can be quite hard in the winter.&nbsp; In this instance, set realistic goals when planning your strategies to sell your house profitably and quickly this winter.&nbsp; Consult your agent regarding the right price of your home this holiday season for winter home buyers don&#8217;t for the most part give full asking price for a home.&nbsp; Take note that winter home buyers commonly don&#8217;t give the full asking price for a property during the holidays.</p>
<p>Selling a home can be a real challenge for the seller and the Realtor. But the question for agents and Realtors is how they can sell the property quickly, but for home stagers it&#8217;s easy.&nbsp; Home stagers know what kind of home gives off a bad impression to potential buyers &#8211; an vacant, dirty, and chaotic home.&nbsp; Their ingenuity is what makes them different from real estate agents or realtors.</p>
<p>The holiday is an added opportunity to allow sellers to show off your home by listing it in <a href="http://homesforsaledenverco.com/lakewood-home-listings/" target="_blank">Home Listings in Lakewood</a>, for instance during this season because homes during the holidays are often at their finest.&nbsp; On the other hand, try not to go over the top in your decorations.&nbsp; Put some emphasis on the areas on your home that features the strongest point.&nbsp; Don&#8217;t go over the top in your decorations especially if you are selling your home because you might cover up with decorations the part of the house that appeals more to buyers.</p>
<p>Don&#8217;t forget to add photos of your house not only during winter, but also during spring, summer and fall.&nbsp; By doing so, you are allowing potential buyers to see the house at its best all year round.</p>
<p>You are expecting serious buyers if you get some showings and offers during the winter.&nbsp; Start by cleaning up your home, putting decorations, turning on the heat, playing some soft holiday songs, and having some treats on display if a prospective buyer visits your home. By doing this you can be sure they will stay longer.&nbsp; The best development that you can do is make your potential buyer feel at home and stay a while to talk about your home.&nbsp; Even with these very simple preparations, a potential buyer will surely be in a good mood.</p>
<p>There is no magic formula in selling <a href="http://www.realestatesaltlakecityut.com/salt-lake-investment-properties/" target="_blank">Salt Lake City real estate</a> fast. but in order to sell quickly and profitably, you need to know the months that have higher home sales so you&#8217;ll be able to know when is the best time to do so.&nbsp; Don&#8217;t worry too much if you didn&#8217;t get any showings or offers this holiday. Have fun this season and keep in mind that there is still another season waiting for you to correct your selling mistakes.&nbsp; Home selling doesn&#8217;t stop even when holidays is approaching.&nbsp; People still purchase and persist to invest in properties all year round although some buyers take a break in the holidays.</p>
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		<title>What About Real Estate Investing</title>
		<link>http://3realestate.com/2011/07/23/what-about-real-estate-investing/</link>
		<comments>http://3realestate.com/2011/07/23/what-about-real-estate-investing/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 00:33:27 +0000</pubDate>
		<dc:creator>Kelly</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Hawaii Real Estate]]></category>
		<category><![CDATA[long term real estate investment]]></category>
		<category><![CDATA[real estate investment]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/07/23/what-about-real-estate-investing/</guid>
		<description><![CDATA[There are every kind of investments in this era. One of the most often touted for creating millionaires around the world however is real estate investing. Even in the field of real estate there are several different investment styles. Each &#8230; <a href="http://3realestate.com/2011/07/23/what-about-real-estate-investing/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>There are every kind of investments in this era. One of the most often touted for creating millionaires around the world however is real estate investing. Even in the field of real estate there are several different investment styles. Each style involves varying degrees of risk on behalf of the investor. If careful consideration is taken there is a type of <a target="_blank" href="http://www.bestrealestateinhawaii.com/hawaii-real-estate-multiple-listing.html">real estate investment</a> that is the best for most folks though there are a couple that property will never be an equitable investment for.</p>
<p>People who are simply not cut out for real-estate investing are people who like to watch the ticker roll across the PC monitor or TV screen indicating the worth of their portfolios on an everyday basis. People that need to see in print the knowledge of their investment practices instead of people who are content to sit on their investments as they take shape or those that are prepared to actively work to make their investments pay off.</p>
<p>Buy and hold property concerned buying property and hanging on to it for an exceedingly long time while the value of the property appreciates in value. This requires someone that is very savvy when making purchases or extremely lucky for the most part. Just as importantly nonetheless it involves somebody who&#8217;s got the patience and persistence to cling to their investments for a lengthy period of time. These investments can supply a pleasant retirement for the right financier as well as funds at the right time for the marriages of youngsters or to pay for university.</p>
<p>Rental properties are another excellent way to make money for those who are willing to deal with a <a target="_blank" href="http://www.bestrealestateinhawaii.com/hawaii-real-estate-law.html">long-term property investment</a>. In this kind of investment money is created every month to either pay or make a contribution to the mortgage and funds can be made once the property is paid for and sold later on in life so as to receive a complete and total profit from the undertaking. There&#8217;s some quantity of cost on the way that&#8217;s concerned in keeping properties recent and in demand however the advantages of this sort of investment are virtually definite for the right financier.</p>
<p>Flipping is another sort of property investment that&#8217;s getting a big quantity of press nowadays. This process involves buying a property below its worth making an investment in correcting or rehabbing the property, and then reselling the property for a major profit. This is among the few short term forms of investment that are widely lucrative when it comes down to property investing. There are others but those carry even bigger risks than flipping.</p>
<p>Naturally there are high-risk real-estate ventures for the ones that need a bit of a thrill in their lives. One of the more common high-risk investments would be pre-construction real estate investing. With this kind of investment the financier is really &#8216;betting &#8216; the future property will sell for a larger price than the financier paid once the building is complete.</p>
<p>Whether your investment needs are low-risk, high-risk, or somewhere in between there is quite likely a style of real estate investment that will be appropriate for your specific investment needs. If you do not find a <a target="_blank" href="http://www.bestrealestateinhawaii.com/kauai-hawaii-real-estate.html">real estate investment plan</a> that is right for you then do not despair there is no style of investing that is right for everyone.</p>
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		<title>Decrease The Risk Of Real Estate Investing</title>
		<link>http://3realestate.com/2011/07/23/decrease-the-risk-of-real-estate-investing/</link>
		<comments>http://3realestate.com/2011/07/23/decrease-the-risk-of-real-estate-investing/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 00:33:15 +0000</pubDate>
		<dc:creator>Kelly</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/07/23/decrease-the-risk-of-real-estate-investing/</guid>
		<description><![CDATA[In the event the recession became a real dilemma to the economy, the real estate marketplace was the hardest hit in terms of investment properties. The value of homes and other property varieties plummeted quickly and tremendously. Houses that had &#8230; <a href="http://3realestate.com/2011/07/23/decrease-the-risk-of-real-estate-investing/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>In the event the recession became a real dilemma to the economy, the real estate marketplace was the hardest hit in terms of investment properties. The value of homes and other property varieties plummeted quickly and tremendously. Houses that had been valued in the millions of dollars had been now sitting at an all-time low of barely six figures. Now that the recession has lifted somewhat, what does that mean for investing in real property? To find some excellent deals on property look into  <a target="_blank" href="http://www.home-team.com/">Chapel Hill homes</a>.</p>
<p>The current market, while still volatile, is starting to recover. Nonetheless, since it&#8217;s still unpredictable and then any investment might take a turn for the worse, understanding the most beneficial strategies for the particular marketplace you might be hoping to be investing in is essential. Some basic knowledge is needed to invest wisely because doing so can net some large profit margin success stories; however, doing so the wrong way or with too much risk involved can leave an investor with nothing.</p>
<p> </p>
<p>Understanding the local trends is the first step to safe real estate investing. Knowing what the target region is performing and how sales are trending is essential, also as knowing what other investors are acquiring from the exact same marketplace. What has the normal investment inside the neighborhood property been going for? How long are the properties sitting on the market? How many have gone to auction?</p>
<p> </p>
<p>Although these are just standard questions, the answers to them can aid figure out the outcome and garner a profitable investment. The answers are known as market indicators and they are utilized to help the investor make a proper choice about investing in a property or not.</p>
<p> </p>
<p>Yet another thing to consider when investing in real estate is the quantity of inventory involved and the trends involved. Low inventory means that a greater than usual demand for real property is coming within the future with each and every new listing. This could lead to some quick contracts at high costs. For a very active market consider <a target="_blank" href="http://www.home-team.com/">Chapel Hill homes</a>.</p>
<p> </p>
<p>However, high inventory markets will far more than likely take longer to contract out a property and at a much lower selling price. Additionally, inventory can alter with the seasons, for example higher inventory in the winter and lower inventory inside the summer. This is why in beach resorts, summer homes normally rent for considerably a lot more than any other season or region.</p>
<p> </p>
<p>Virtually all investing can be dangerous, which is the reason why when an investor chooses real property, he need to have a minimum of two backup plans in case his 1st option doesn&#8217;t function. Not having a backup plan could prove to become very pricey, particularly for those house flippers who only obtain a 10 cents on the dollar profit. Real estate investing is clearly a volatile market; however, investing in the correct way can turn out to be quite profitable.</p>
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		<title>The Pleasure Of Living In A Condo</title>
		<link>http://3realestate.com/2011/06/28/the-pleasure-of-living-in-a-condo/</link>
		<comments>http://3realestate.com/2011/06/28/the-pleasure-of-living-in-a-condo/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 02:46:11 +0000</pubDate>
		<dc:creator>Mark</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[condominiums]]></category>
		<category><![CDATA[home buying]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/06/28/the-pleasure-of-living-in-a-condo/</guid>
		<description><![CDATA[Is your schedule too hectic that you don&#8217;t have time to mown the lawn? Condo living is the ideal choice for you. Buying a condo unit in Real Estate in Santa Barbara California is surely the best choice the buyers &#8230; <a href="http://3realestate.com/2011/06/28/the-pleasure-of-living-in-a-condo/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Is your schedule too hectic that you don&#8217;t have time  to mown the lawn? Condo  living is the ideal choice for you. Buying a condo unit in <a href="http://santabarbaracahomes.com/">Real Estate in  Santa Barbara California</a>  is surely the best choice the buyers have decided considering that they are thinking of downsizing  .  Condo units are smaller  and less pricey than single family  homes, but theyhave amenities and services that are really attractive.</p>
<p>Since the number of people who are finding affordable <a href="http://olmstedcountyhomes.com/">Olmsted County Homes </a> is growing,  and the need to reside in a city has been everybody&#8217;s desire  ,   lots of people see the necessity to live in a condo unit . As an  affordable accomodation in the city, more and more people choose condo  living. Not only that they can have the opportunity to live near their  working areas, shopping centers and desirable areas to relax like  beaches for instance, but it is also a good way to find a chance in  finding a good investment in a populated area.</p>
<p>The floor to ceiling  windows is perhaps one of the best features of a condo unit where the  owner can take a glimpse of the metro at night or the beautiful sunset  if it&#8217;s near the sea. Fitness facilities and swimming pools are just some of the features  that a condo offers for its dwellers as a means to havign a place to  relax and unwind after a busy time ar work. Moreover, it is also near  to destinations most people want to have easy access to like shopping  centers, and so on.</p>
<p>Finding the right condo is a little  bit time consuming.  You start with making some research to find the best deal. Take note that prices of real estate may go up or down so you  have to be updated with the current status of the real estate  properties. And while the prices of  condos are at its lowest, surely you&rsquo;ll find the greatest deal.</p>
<p>Exploring for  the best condos in town may be time consuming , so you might as well look  into different real estate sites online that promotes <a href="http://stocktoncaliforniahomes.com/">Real Estate In Stockton CA</a> where you can find lots of facilities and amenities  to help you unwind and loosen up at the same time.</p>
<p>&nbsp;</p>
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		<title>How to Make it Big With Real Estate Investing</title>
		<link>http://3realestate.com/2011/06/23/how-to-make-it-big-with-real-estate-investing/</link>
		<comments>http://3realestate.com/2011/06/23/how-to-make-it-big-with-real-estate-investing/#comments</comments>
		<pubDate>Thu, 23 Jun 2011 00:10:15 +0000</pubDate>
		<dc:creator>Mark</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Selling Real Estate]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[Investment Real Estate]]></category>
		<category><![CDATA[Orlando Investment Property]]></category>
		<category><![CDATA[Orlando Vacation Condos]]></category>
		<category><![CDATA[Orlando Vacation Homes]]></category>
		<category><![CDATA[real estate investment]]></category>
		<category><![CDATA[real estate investments]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/06/23/how-to-make-it-big-with-real-estate-investing/</guid>
		<description><![CDATA[Real estate investing is without doubt one of the most attractive methods of constructing good cash (that&#8217;s if you do it correct). Furthermore, real estate investing can be loads of fun. A lot of people follow real estate investing as &#8230; <a href="http://3realestate.com/2011/06/23/how-to-make-it-big-with-real-estate-investing/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[</p>
<p>Real estate investing is without doubt one of the most attractive methods of constructing good cash (that&#8217;s if you do it correct). Furthermore, real estate investing can be loads of fun. A lot of people follow real estate investing as their core occupation and, in reality, make some huge cash that way.&nbsp;  <a href="http://www.buyvacationcondos.com/Orlando_Vacation_Condos" target="_blank">real estate investments</a>&nbsp;&nbsp;&nbsp;&nbsp;</p>
</p>
<p>Real estate investing is really an art and, like every art, it takes time to master the art of real estate investing. The key, after all, is to buy at a lower price and sell at higher price and make a profit even after paying all the costs involved within the two (buy/sell) transactions. Usually, people are of the opinion that real estate investing is smart only when the rates are on the rise.</p>
<p>Nevertheless, real estate investing for earnings is feasible just about any time (and as I just said, real estate investing is an art). Here is a list of methods that may make real estate investing worthwhile for you:</p>
<p>1) Look for public auctions, divorce settlements and foreclosures (bank/FHA/VA): Since fast settlement is the desire here (and not price), you would possibly get a property at a price that&#8217;s a lot lower than the prevailing market rate. You may then make arrangements to sell it at the market rate over a short interval of time. However, make sure that the property is well worth the price you are paying.</p>
<p>2) On the lookout for outdated listings: The outdated listings that are still unsold could provide you with good real estate investing opportunities. Just get hold of an old newspaper and call up the sellers. They could have given up hope of selling that property in any respect and with a little bit of negotiation you can get the property for a real low price.</p>
<p>3) The hidden treasure: A really old (and dirty) looking house might scare off buyers. But this might be your likelihood for real estate investing that may yield good profits. So, discover such properties and check if spending a bit on them can make them shine. You can get these at very low prices and make a big profit in a short time.</p>
<p>4) Team up with attorneys: There are quite a few attorneys who deal with property sales on behalf of sellers or in particular circumstances (like the death of the property owner). They may typically be trying to dispose off the property rather quickly and hence at a low price. Be the primary one to seize such real estate investing opportunities and enjoy the profits.</p>
<p>5) Keep tab on the newspaper bulletins: Property sell offs attributable to deaths, divorce settlements, speedy cash requirements and different motive are frequently announced in local papers. Keep track of such real estate investing avenues.&nbsp; &nbsp;Buy Vacation Condos .com offers Orlando, Florida investment properties, Orlando vacation homes and vacation condos for sale. Discover <a href="http://www.buyvacationcondos.com/">Orlando investment property</a>, real estate investments and <a href="http://www.buyvacationcondos.com/">real estate investing</a>.</p>
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		<title>Return Metrics for Commercial Real Estate Investing</title>
		<link>http://3realestate.com/2011/05/21/return-metrics-for-commercial-real-estate-investing/</link>
		<comments>http://3realestate.com/2011/05/21/return-metrics-for-commercial-real-estate-investing/#comments</comments>
		<pubDate>Sat, 21 May 2011 11:44:06 +0000</pubDate>
		<dc:creator>Joe Freed</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Commercial Real Estate]]></category>
		<category><![CDATA[Excel Model]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Propety Pro Forma]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate - finance]]></category>
		<category><![CDATA[Real Estate Analysis]]></category>
		<category><![CDATA[Real Estate Cash Flow]]></category>
		<category><![CDATA[Real Estate Excel Model]]></category>
		<category><![CDATA[Real Estate Pro Forma]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/05/21/return-metrics-for-commercial-real-estate-investing/</guid>
		<description><![CDATA[When looking at a commercial real estate investment, a common question when trying to value a property is "What return metric do I need to use?" Common metrics include, Cap Rate, Cash on Cash and IRR. These metrics approximate a yearly percentage return you'll receive on your property investment. Which return metric is best for your particular property? Let's first look at how each metric is calculated. <a href="http://3realestate.com/2011/05/21/return-metrics-for-commercial-real-estate-investing/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>When looking at a commercial real estate investment, a common question when trying to value a property is &#8220;What return metric do I need to use?&#8221; Common metrics include, Cap Rate, Cash on Cash and IRR. These metrics approximate a yearly percentage return you&#8217;ll receive on your property investment. Which return metric is best for your particular property? Let&#8217;s first look at how each metric is calculated.</p>
<p>The cap rate is a very common real estate industry term that is calculated by dividing your property&#8217;s net operating income by your property&#8217;s purchase price. An example of a cap rate would be if you acquired a new property for one million dollars which had a first year net operating income of one hundred thousand dollars. In that case your cap rate would be ten percent and you would say that you just bought the property at a ten cap. Cap rates are also used to approximate the purchase price of your property. Riskier properties are riskier investments and thus require higher returns. This means a riskier property would require a higher cap rate from an investor. A safer property can be purchased at a lower cap.</p>
<p>Cash on cash is another industry term that is calculated by dividing the investor&#8217;s cash flow of a property during an operating year with the amount of cash the investor has invested. So, if an investor offered a hundred thousand dollars of equity to get a building and they received eight thousand dollars in income after all expenses and debt service during a certain operating year, then the investor&#8217;s cash on cash return in that operating year was eight percent. Another derivative of cash on cash is called cash on cost. Instead of the cash investment to purchase an income producing building, this metric uses the total cost for building or renovating a building along with the associated cash flows that the investment will generate.</p>
<p>IRR is a general finance term that is commonly used in commercial real estate. IRR stands for internal rate of return and is calculated by using all the cash flows an investor will make (positive and negative) over the course of the investment period. IRR represents the average annual yield the investor will realize over that time period.</p>
<p>Why should certain return metrics be used over others? Cap rates are generally found when analyzing purchasing and sale of properties. They only consider the transaction event in that specific interval and don&#8217;t look at the entire string of cash flows. Cap rates are the best way to have a quick judge of that particular property and how it is being valued. Cash on cash looks at the individual cash flow periods and does not include appreciation from the asset upon sale. IRR compares the entire string of cash flow to and from the investor and it is a much more exact approach to valuing a property investment.</p>
<p>For more advice on creating <a href="http://www.proformaguru.com">real estate pro formas</a> and excel templates, please see the Pro Forma GURU: Guide for Real Estate Investing at <a href="http://www.proformaguru.com">www.ProFormaGURU.com</a></p>
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		<title>How Mortgage Calculators Help Home Buyers</title>
		<link>http://3realestate.com/2011/05/07/how-mortgage-calculators-help-home-buyers/</link>
		<comments>http://3realestate.com/2011/05/07/how-mortgage-calculators-help-home-buyers/#comments</comments>
		<pubDate>Sat, 07 May 2011 11:40:37 +0000</pubDate>
		<dc:creator>Romeo Dolor</dc:creator>
				<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[amortization calculator]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[interest calculator]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage calculator]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[refinancing homes]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/05/07/how-mortgage-calculators-help-home-buyers/</guid>
		<description><![CDATA[Mortgage calculators are online tools that calculate, estimate, and compare monthly mortgage payments for different loan types, terms, interest rates, and amounts, taxes and insurance by simply filling in the loan term, annual interest rate, and loan amount desired. Moreover, it calculates a borrower's monthly mortgage payment and is used to help a current or potential real estate owner determine how much they can afford to borrow for a piece of real estate. <a href="http://3realestate.com/2011/05/07/how-mortgage-calculators-help-home-buyers/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Mortgage calculators are online tools that calculate, estimate, and compare monthly mortgage payments for different loan types, terms, interest rates, and amounts, taxes and insurance by simply filling in the loan term, annual interest rate, and loan amount desired. Moreover, it calculates a borrower&#8217;s monthly mortgage payment and is used to help a current or potential real estate owner determine how much they can afford to borrow for a piece of real estate.</p>
<p>Thus, mortgage calculators confirm whether you are capable of obtaining a mortgage or refinancing a home loan. It asks every borrower the question, &#8220;What will your monthly mortgage payment be?&#8221; if you were approved of this particular loan, with this interest rate, and with this number of years. These online tools are very helpful in conventional loans, as well as loans insured by the FHA, Federal Housing Administration or the VA, Veterans Administration.</p>
<p>There are so many and different mortgage calculators on the web but they all work in the same way. All you need are these three figures &#8211; the loan amount, the term, and the interest rate. The end results are &#8211; the monthly repayment amount, and the &#8220;interest-only&#8221; repayment amount.</p>
<p>The common types of mortgage calculator are interest and amortization calculator. The first is the interest calculator used to find the true interest rate on the types of mortgage loans a borrower is considering while the other one is the amortization calculator which shows how much you are borrowing, how much you are paying back, and how much interest you are paying each month.</p>
<p>With mortgage calculators, you can quickly and accurately predict both your mortgage payment and amortization schedule without having to use a bunch of greek equations and confusing operations. Wondering where to find one? You can find free mortgage calculators online, financial hand held calculators, and some software programs offering financial mortgage calculators.</p>
<p>Buying a home is surely the largest purchase you&#8217;ll ever have to do in your life and since it&#8217;s the most expensive one, it is crucial to calculate how much you can afford and what your payment will be especially if you have extra payments. To make use of mortgage calculators, you just have to enter all the information asked into the mortgage calculator and it will calculate and display your monthly payment. Not only this, you can find out how much interest you&#8217;ll be paying on a 15-30 year mortgage, or the amount you still owe in a particular date or year.</p>
<p>Want to buy <a href='http://www.albanyoregonhomes.com/'>Albany Oregon Homes</a>? Ask you lender how to use the mortgage calculator. Or you cab speak directly with your lenders to determine the best mortgage option for <a href='http://realestatesouthernutah.com/'>Real Estate in Southern UT</a> to help you clarify matters on mortgage qualification, terms and conditions, and affordability.</p>
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		<title>Buying a Foreclosure Property &#8211; What You Need to Know</title>
		<link>http://3realestate.com/2011/04/26/buying-a-foreclosure-property-what-you-need-to-know/</link>
		<comments>http://3realestate.com/2011/04/26/buying-a-foreclosure-property-what-you-need-to-know/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 11:11:10 +0000</pubDate>
		<dc:creator>Michael Kowalski</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Buying Foreclosed Properties]]></category>
		<category><![CDATA[buying real estate]]></category>
		<category><![CDATA[Firts Time Buyers]]></category>
		<category><![CDATA[foreclosed properties]]></category>
		<category><![CDATA[Foreclosure Listings]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Preapproved Mortgages]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/04/26/buying-a-foreclosure-property-what-you-need-to-know/</guid>
		<description><![CDATA[Feeling apprehension at the idea of buying a home is completely normal - even one of the many foreclosed homes for sale. The trick is very simple. You should just follow a step-by-step process to make sure that you make your purchase in an organized manner. By doing so, you save a lot of time and avoid losing certain investment opportunities just because you are unsure or unprepared. <a href="http://3realestate.com/2011/04/26/buying-a-foreclosure-property-what-you-need-to-know/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Feeling apprehension at the idea of buying a home is completely normal &#8211; even one of the many foreclosed homes for sale. The trick is very simple. You should just follow a step-by-step process to make sure that you make your purchase in an organized manner. By doing so, you save a lot of time and avoid losing certain investment opportunities just because you are unsure or unprepared.</p>
<p>Step 1: Determine Your Financial Capacity. It is important that you are aware of exactly how much room you have, in terms of your budget. You should look over your finances carefully, and check carefully as to how much you can afford. Also, if it is possible to continue paying the mortgage even if emergencies or medical problems arise. This way, you are 100 percent sure that you can manage your mortgage payments, no matter what happens.</p>
<p>Step 2: Get Pre Approved. Once you have determined just how much you can afford, you can now find a lender who is willing to pre-approve your mortgage loan application. You might not think that this is an important step but if you end up bidding against other home buyers who are also on the lookout for similar bargain-foreclosed homes for sale, it is surprising what a pre-approval letter can do for you. Sellers are more likely to accept your offer.</p>
<p>Step 3: Subscribe to a Foreclosure Listing. Now that you are financially prepared, the next logical step is to search for a foreclosure home. At this point, it would be so much easier if you have a search tool such as a foreclosure listing that will permit both speed and convenience. You should subscribe to one which allows you to search by location, price and type of home.</p>
<p>Step 4: Hire a Professional Inspector. As soon as you have located the perfect repo property, you will need to contact a professional home inspector to check the home for structural, and other problems. Experts recommend that buyers do this before making an offer as it allows you to address problems in the home and to justify the amount you are willing to pay. Most sellers will have no problem agreeing to additional discount or other requests if they are justified.</p>
<p>Step 5: Make an Offer. Finally, if everything is in order, you can now make an offer. Keep in mind that the buying process will be so much faster if all your documents are ready. Ensure that you are working with a really good agent who you can rely on to provide expert and professional assistance. Buying one of these foreclosed homes for sale is actually easy if you think about it. All it takes is a little organization on your part. You can be a proud homeowner in no time at all.</p>
<p><a href="http://www.realestatereport.info/?utm_source=ArticleWiz&amp;utm_medium=StepByStepFindForeclosure&amp;utm_campaign=ArticleWizStepbyStepFindForeclosure">Find Area Foreclosures Here</a></p>
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		<title>Getting the Mindset &#8211; Real Estate Investing</title>
		<link>http://3realestate.com/2011/04/18/getting-the-mindset-real-estate-investing/</link>
		<comments>http://3realestate.com/2011/04/18/getting-the-mindset-real-estate-investing/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 09:52:42 +0000</pubDate>
		<dc:creator>Michael Kowalski</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[buying homes]]></category>
		<category><![CDATA[buying real estate]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing in real estate]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[purchasing a home]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[What you Need to Know about Investing in Real Estate]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/04/18/getting-the-mindset-real-estate-investing/</guid>
		<description><![CDATA[Most new real estate investors, all seem to have one critical element missing straight out of the gate when they start investing.What are they missing? The real estate investor's mindset. Let's break this down into a few simple things every new real estate investor needs to understand. <a href="http://3realestate.com/2011/04/18/getting-the-mindset-real-estate-investing/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Most new real estate investors, all seem to have one critical element missing straight out of the gate when they start investing.What are they missing? The real estate investor&#8217;s mindset. Let&#8217;s break this down into a few simple things every new real estate investor needs to understand.</p>
<p>This is business, nothing personal. Having the real estate investor mindset means above all else, you understand that what you are doing is a business. That means you must look at this with none of the emotion that you attach to buying real estate for your own personal use. This is not a home that you are necessarily buying for yourself. This is merely property that you are investing in to use to benefit your retirement, future nest egg. Perhaps you are using it to develop the available financial resources to send your children to college.</p>
<p>Don&#8217;t make any emotional purchases. You are not looking for your dream home but an investment. Do not fall in love with any particular property. All of the purchases of real estate should be looked at from a bottom line perspective.</p>
<p>Shop as if you&#8217;re going to give the property to a family member. By shopping as if you were going to give this away to say your children as their first starter home, this means you need to evaluate a few things that will assist with the eventual sale of this investment.</p>
<p>Most new families are looking for real estate in locations that have good schools, good shopping, easy access to major freeways, low crime rates, as well as a plethora of other services and potential personal meets. Observe the surrounding areas of any potential purchase. Are the streets clean? Are the yards and the other homes well taken care of? Do you notice graffiti? These are things that you must factor into looking at future &#8220;curb appeal.&#8221; That will assist with the eventual sale of your invested property.</p>
<p>Educate yourself. Every good investor works on increasing his education. Not just of real estate transactions or real estate investing purchase options, but of the most important details involved in real estate investing. Those details simply understand what needs to happen to achieve a sellable product in the shortest amount of time in the most financially responsible way.</p>
<p>If you have no construction or contracting background, then you must have a concept or understanding roughly of what the remodel and/or repair costs may be per square foot for any investment property you are considering. If you are looking at an older home, what is the overall cost to do any update work? The cost to do any possible plumbing or replacement of electrical? What would it cost to replace the roof?</p>
<p>Now while this education may work or you may have the understanding of the costs in your immediate area. What happens if you invest outside of your immediate understanding and area? For example, will a handyman in Dallas Texas cost more or less than a handyman in San Francisco? For example, what are zoning laws from state to state for your type of property? What are the permits required to do a room addition in San Diego vs. a room addition in Oklahoma City?</p>
<p>The investor&#8217;s education is the most the important tool they have.</p>
<p>Real estate investing has always been a team sport. The largest investors in the country have dozens and dozens and dozens of people that work for them. Donald Trump has a staff that spreads into the hundreds of personnel.</p>
<p>No one that is serious about investing can do all of it alone. There are certain people that you must find and have on your team. Take everyone in on an initial trial basis. Use real estate agents; they will know the best deals/best properties available within your area. A good real estate agent is worth his weight in gold. Don&#8217;t try and arrange purchases on your ownespecially if you are considering a purchase out of your immediate local area of expertise.</p>
<p>You will need to find appraisers, groundskeepers, contractors, plumbers, electricians, and quite possibly a &#8220;handyman.&#8221; The reason for finding all of these various professionals is to have them on call should you find that property and have the available funds to pick up, hold, and refurbish/remodel the property and sell it. Understand that your relationship with these individuals is as critical if not more so than finding the property yourself.</p>
<p>Interested in learning more? Get more valuable Real Estate Investment Information at <a href="http://www.realestatereport.info/landing.html?utm_source=ArticleWiz&amp;utm_medium=GettingMindsetREInvest&amp;utm_campaign=ArticleWizGettingMindset">Learn How To Make Huge Profits Investing In Real Estate!</a></p>
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		<title>How to Use Assumptions in Your Real Estate Pro Forma</title>
		<link>http://3realestate.com/2011/03/23/how-to-use-assumptions-in-your-real-estate-pro-forma/</link>
		<comments>http://3realestate.com/2011/03/23/how-to-use-assumptions-in-your-real-estate-pro-forma/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 09:46:13 +0000</pubDate>
		<dc:creator>Joe Freed</dc:creator>
				<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Commercial Real Estate Investing]]></category>
		<category><![CDATA[Commercial Real Estate Pro Forma]]></category>
		<category><![CDATA[Commerical Real Estate]]></category>
		<category><![CDATA[real estate - finance]]></category>
		<category><![CDATA[Real Estate Cash Flow]]></category>
		<category><![CDATA[Real Estate Excel Model]]></category>
		<category><![CDATA[Real Estate Pro Forma]]></category>

		<guid isPermaLink="false">http://3realestate.com/2011/03/23/how-to-use-assumptions-in-your-real-estate-pro-forma/</guid>
		<description><![CDATA[To build a real estate property pro forma for a commercial building you need to make assumptions. These assumptions are needed to project your property's cash flows going forward. You may even need to use assumptions to get your property's current operating budget since you may not have exact budget numbers if your prospective property is not listed with a broker for sale. Without understanding the current operating budget, you need to use assumptions to calculate your property's cash flows today, after which you use more assumptions to project your property's cash flows in the foreseeable future. <a href="http://3realestate.com/2011/03/23/how-to-use-assumptions-in-your-real-estate-pro-forma/">Read more <span class="meta-nav">&#187;</span></a>]]></description>
			<content:encoded><![CDATA[<p>To build a real estate property pro forma for a commercial building you need to make assumptions. These assumptions are needed to project your property&#8217;s cash flows going forward. You may even need to use assumptions to get your property&#8217;s current operating budget since you may not have exact budget numbers if your prospective property is not listed with a broker for sale. Without understanding the current operating budget, you need to use assumptions to calculate your property&#8217;s cash flows today, after which you use more assumptions to project your property&#8217;s cash flows in the foreseeable future.</p>
<p>In order to start your pro forma, you will need to input or calculate your building&#8217;s Net Operating Income (NOI), which is determined by your building&#8217;s operating income minus operating expenses. If you don&#8217;t have exact figures on your property&#8217;s operating income and expenses, and that is true for the majority of real-estate deals, you simply must estimate them using assumptions determined by market information and standards. Solid, realistic assumptions will be the cornerstone of a good real estate pro forma. The most common assumptions you will need to generate NOI are rental rates, expenses rates and vacancy rates.</p>
<p>For rental rates and vacancy rates, you should use the industry average rental rate for similar buildings in your market area, usually quoted as dollars per net square foot for rental rates and a percentage for vacancy rates. For expense rates, you need to estimate the total annual operating expenses, usually in dollars per net square foot ($/NSF). These are expenses necessary to operate the exact property, for example; electric, water, landscaping, maintenance, etc., in addition to taxes and insurance. Each industry sector and lease deal can have different assumptions with this type of expense. For example, retail and industrial leases are generally triple net (NNN), meaning the tenant pays all operating expenses; therefore, the expense assumption for the landlord can be very low or even zero. In case your property is an office building, you must assume you will need to pay a percentage of the operating expenses.</p>
<p>Once you have generated your property&#8217;s current NOI, you can then use assumptions to project cash flows into the future. This is typically done using the inflation assumption. Inflation is the assumed rate by which a cash flow will grow over time. It is typical in a real estate deal to assume inflation of NOI will be generally close to the CPI (Consumer Price Index), or the general inflation or your current market. If your inflation assumption is too high, the compound effect will greatly exaggerate your future cash flows and give you an incorrect valuation of your property&#8217;s future value. It is important not to over-estimate your inflation assumption.</p>
<p>As soon as your assumptions are input and your pro forma is created, it is important to run sensitivity analysis on all your pro forma assumptions. Sensitivity analysis is completed by changing each assumption and understanding how those changes in each assumption affect your pro forma outputs, for instance IRR and NPV. Sensitivity analysis may help determine the assumptions that are critical to your pro forma.</p>
<p>For more info and tricks on developing <a href="http://proformaguru.com">real estate pro forma</a> models and excel templates, please check out the Pro Forma GURU: Guide for Real Estate Investing at <a href="http://proformaguru.com">www.ProFormaGURU</a></p>
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